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abstract - An unknown, massive earthquake happens in a drilling station in the bottom of the Mariana Trench. A scientific crew must find their way across the ocean floor into another station under the threats of deep pressure, dark water, dangerous deep-sea creatures, and a constant lack of oxygen. star - T.J. Miller, Vincent Cassel. . Country - USA. directors - William Eubank. Adam Cozad
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Keep it family friendly. What Does Underwater Mean? Underwater is the term for a financial contract or asset that is worth less than its notional value. This item could be an out-of-the-money call option where the stock currently trades above the option"s strike price. More commonly though, the term is used in relation to a house, or another substantial asset, which has an outstanding mortgage or loan on the asset that is a larger amount than what the asset is worth. In either case, the holder has an asset without intrinsic value. In the case of the mortgage or loan, the holder of the asset actually owes more than the asset is worth. Underwater is also referred to as upsidedown. Key Takeaways Underwater means an asset is out-of-the-money, an options trading term, but more commonly refers to having a loan on an asset that is larger than what the asset is worth. A homeowner is underwater if their mortgage is larger than what the home is worth. Underwater situations can often, but not always, be avoided by looking for good deals and creating a margin of safety between the asset"s value and the loan amount. Explaining Underwater Loans Underwater Explained In options trading, an out-of-the-money (OTM) call has a strike price above the current price of the underlying stock or commodity. An OTM put has a strike below the current price of the underlying. If the underlying asset cannot move above the call strike or below the put strike, the option will expire worthless. This occurs because all of the value of an OTM option is derived from its time value and the potential for the underlying to move in-the-money (ITM). However, if it doesn"t move ITM, all of that time value decays, leaving the option holder with a worthless asset. Traders use OTM options when they believe the underlying asset will eventually move in the desired direction. More commonly, underwater means owning an asset that is worth less than an outstanding loan on that asset. This could happen in a margin trading account, where a trader owns a stock on leverage, but the company (stock) declares bankruptcy and the stock holdings no longer cover the margin or loan the broker provided to buy the stock initially. The account is underwater, and the investor will need to find funds somewhere else to pay back the money (loan) they lost in the stock market. This is called a margin call. If a new car is purchased with a loan, the purchase almost immediately results in the buyer being underwater because the car will depreciate immediately once it is driven off the lot while the loan will be paid down slowly over years. Eventually, as more payments are made, and the car depreciates at a slower rate, the car will be back above water. For example, in 10 years the loan is paid off but the owner can probably sell the car for a few thousand dollars, depending on the make and health of the vehicle. Underwater Real Estate In real estate, underwater refers to the situation where a house or other property is worth less than the money owed on the loan. This poor value presents problems for both the homeowner and the holder of the mortgage. If the homeowner needs to move, the sale of the home will not produce sufficient monies to pay the mortgage holder, even before any transaction fees. In this case, the homeowner must find additional funds or enter into a short sale with a third party. These types of problems, in turn, lead to legal battles and possible difficulties down the road for both the original homeowner and the third party lender. While a short sale does complicate the process by which the original lender recovers their money, a more significant problem with underwater mortgages emerged after the housing bubble in 2006 and bust in 2007. Homeowners owing more than their home"s value quietly walked away from their investments. This resulted in mortgage defaults, leaving the lending banks with losses and the added expenses of liquidating their acquired homes. Tips to Avoid Being Underwater Being underwater on a loan isn"t always a horrible thing. As long as payments are made, the loan is paid down and the underwater situation may end up being temporary. That said, underwater situations can be mostly avoided by looking for a margin of safety in regards to the asset being purchased and the loan amount. Getting a good deal on a house or car, where the value of the asset could be sold for more than what is paid (given some time) will mean the loan amount is smaller and there is a larger buffer between the asset"s value and the loan amount. This means the asset would need to fall in value more in order to be underwater. Compare that to a couple that overpays for a house, paying $300, 000 in a bidding war for a house that is really only worth $280, 000. Depending on how much they put down, they could be underwater immediately, or if housing prices fall they could be underwater substantially in a short amount of time. Missing payments or incurring additional fees for violating the terms of the loan can increase the loan amount owing quickly. This can cause a loan to move underwater, or deeper underwater. Lenders are often willing to work out solutions with borrowers if the financial struggles are short-term, as the lender doesn"t want to have to go through the struggle of selling an underwater asset to only partially pay back a loan at a loss. If dealing with financial problems, talk to a financial planner, debt counselor, and/or the lender to help find a solution before the problem gets worse. Example of Being Underwater on a Mortgage Assume a person sees a house they like listed at $400, 000. They have $40, 000 for a downpayment, or 10%. Not including other fees and mortgage insurance, which will mean some of the downpayment won"t be going to the principle, for simplicity assume that the buyer gets a loan for $360, 000. Using the mortgage and downpayment the buyer pays for the house. Several months after the purchase they notice similar houses in their area are selling for substantially less than $400, 000. Similar homes, called comparables, are selling for $350, 000. The loan value of $360, 000 has only dropped incrementally to $359, 000 as much of the initial payments go to interest and not principle, yet the house is only worth $350, 000. If the house was sold, it could not pay off the loan. This is referred to as being underwater or upside down. If the housing market stabilizes, eventually the loan will be paid down and the property loan will no longer be underwater. Being underwater a small amount, or for a short period of time, isn"t a major issue. Being underwater for a long time and by a large amount indicates a poor purchase, poor timing, or poor market conditions. Possibly all three. The house could be underwater for a number of reasons. Possibly the homebuyer overpaid in the first place. The house may have only been worth $350, 000 all along, but the seller asked more and the buyer was willing to pay it. Alternatively, the property value may have dropped. $400, 000 may have been a good price at the time, but a recent downturn in the economy means fewer jobs and not as many people being able to afford their homes. Forced to sell, property values are driven down. Property values often deteriorate slowly but can move quickly in certain areas. For example, a small town may see property values plummet very quickly if the main source of employment, say a plant or mine, closes. A certain street may see property values drop quickly if a gang takes of residence in one of the houses.
The ABYSS meets PROMETHEUS meets CLOVERFIELD
I realize that preston has no door for the outside. It is so simple. The Flying Man heard what the protagonist was saying, that he wanted to quit, and was only doing this to get money for some family problem, and so he spared him. When he appears at the end, it is as a warning never to break the law again, because he"ll be watching. #king #of #the #dancehall. Movie ????? to watch online for free on your Android phone conveniently as using an iPhone (iPhone) iPad and other popular smartphones and tablet completely free. After watching, You can share your feedback by leaving a review or a comment.
Who here thought knifes out was a trailer for cluedo the movie. Deep dwellers and Dagon or mother hydra.
7:08 The old Hollywood cut across the cheek for the female protagonist
7:07 “These rocks are not even from around here, dude.” Hes got a good point. I dont think it was used to drown someone per se but its definitely suspicious that someone brought a bag of rocks to throw in the water. ??. There was a problem filtering reviews right now. Please try again later. Reviewed in the United States on March 7, 2020 This is a movie that values its audience"s time and doesn"t screw around with a bunch of fluff. Within two minutes of the start we"re blown into the action and racing against time for survival. We"re harried and scraped through increasingly perilous situations, dire fates looming centimeters away from us as we try to figure out what"s happening. But then the twist. And I won"t spoil it, because I wasn"t expecting it. But as a fan of movies who "go for it" and aren"t afraid to get weird to tell their movie gets WEIRD. And it"s all over in 88 minutes. Including the Schwarzenegger-esque finale with close-ups and one-liners galore this film leaves you absolutely satisfied at the use of your time. This movie didn"t get half the credit it deserved in theaters. It"s The Abyss without extra hour of expository nonsense. It"s a kinetic action film that moves its heroes along with the stakes--And then it gets weird and even more fun. Watch this movie. It"s not going to give you a moral, it"s not a political commentary, it"s just a solid action film. Reviewed in the United States on April 14, 2020 Verified Purchase This movie allowed us to see, what we already knew! That Kristen Stewart is a fantastic actress that is often overlooked or prejudiced against. She along with the other cast delivered a great performance. Reviewed in the United States on April 14, 2020 Verified Purchase I really enjoyed this film. Stewart put on a hell of a performance. And the design of the movie was a visual treat. Yes, the are borrowing from Alien. But I don"t think they were ever trying to hide that. Reviewed in the United States on April 18, 2020 Verified Purchase A third-rate Alien knockoff bolstered by surprisingly game on-screen talent and some decent atmospherics. The main issue here is a distinct lack of reason for being — Why are these characters and the barely-alluded-to corporation they work for drilling on this impossibly massive platform in the Mariana Trench? Why do the creatures look exceedingly terrestrial? Why does everyone have to strip to their skivvies to fit into their spac- I mean, *diving suits? Well, because the audience wants to see sparks fly as Kristen Stewart gets battered around by fleshy grotesques in her underwear. Stewart does an admirable job embodying the Ripley-mold, but her character is paper-thin and leaves little to attach to. Unlike the crew in Alien or any number of recent lesser retreads (like 2017"s Life), the supporting characters here lack anything more than a single, perfunctory background motive for even existing. Cassel, Athie, and, surprisingly enough, TJ Miller do what they can to breathe a little life into their poorly drawn roles, but they never feel like people because they"re never given an adequate chance to flesh themselves out. William Eubank"s direction is similarly frustrating. His earlier work in 2012"s The Signal was, at least visually, sensuous and intriguing, but here we see him recycle and often misuse the same tricks he used in that film, only with a much, much larger budget. Prepare yourselves for needless slow-down effects, too many mid/close ups, and largely unintelligible CGI set-pieces on the ocean-floor. To call the editing choppy would be an understatement, while admittedly pretty fitting; nearly every aspect of the film, from the action sequences to the story-telling at large, is hindered by what I can only assume was a slapdash effort to salvage a shipwreck of a production. You know you"re in trouble when TJ Miller is the highlight of your movie... On the plus side, Underwater features inspired (if completely unrealistic) set and costume design — I love the armored, space-esque industrial diving suits, in particular. The cinematography is generally fine outside the muddied action set-pieces, and the concept across the board holds a lot of potential, albeit potential that"s been delivered far better in the decades prior to this release. Overall, though, Underwater is far too light to stay at the depths it aims for. Reviewed in the United States on April 14, 2020 Verified Purchase Heard this movie got some mixed reviews so decided to check it out for myself. Super solid performances by the cast, especially from Kristen Stewart. Just the cinematography and special FX alone in this movie were really good. The story doesn"t focus too much in one direction which I personally think was a good thing for this movie. It plays heavy on the suspense factor but doesn"t depend too heavy on the creatures and the small twist at the end was really pleasant. Definitely worth the watch. Thanks for checking out my review! Reviewed in the United States on April 17, 2020 Verified Purchase This is a tense movie from start to finish... the acting is good, the enemy is mysterious and the sense of being closed in is real. There is no over-reliance on supposedly smart characters making dumb choices, which is nice. Further, this is a movie that just doesn"t have any social axes to grind. It isn"t a thinly veiled political "commentary" which is VERY rare right now. It"s just a monster movie... imagine that! Side note: It"s also one of the best Lovecraftian movies you"ll come across. It sits perfectly within that universe. Reviewed in the United States on April 14, 2020 Verified Purchase Poor writing, unoriginal, no acting skills apparent, short. If you must see it, just watch the trailer and then get on with your life. Reviewed in the United States on April 15, 2020 Verified Purchase The essence of mysterium tremendum et fascinans almost done right. That which is mysterious, tremendous and fascinating all at once. An ode to Jaws and those like it. The movie wastes no time on buildup of unnecessary details. A couple of key points I"d say it dropped the ball. Namely on reveals going too far. It"s easy to screw this up though so it"s forgivable. Some other details which didn"t make sense which I won"t go into here. You"ll see! It didn"t flip any tables or stir anything super imaginative. What it does is keep you watching until the end which is good. It didn"t go crazy with Mary Sue power or pushing any politics. Just a decent underwater horror flick. It"s worth the rental price IMO.
When the mirror was upright the sharks only c it as other swimming around jus like they r but when they be looking at it from above it seems the r looking deeper in the ocean n they r also seeing sharks down there so they r trying to get there too. You can proudly call yourself a seaman. This looks great and oh Epstein didnt kill him self. This song is really heart touching ??. This movie is good really good I enjoyed it... I just realized the kraken from the game Evolve is in the thumbnail and not from the movie. “Once in a lifetime trip. for the second time?” Ok. sure! ??????. Demons in movies always have that deep gravely voice. Wouldn"t it be a kicker if they all actually sounded like Donald Duck. FLEX GLUE CLEAR.
Serious Question: Has there been a horror movie produced in the last 10 years that didn"t do the everything is silent except for fearful heavy breathing, then suddenly pulled away into the darkness screaming trope. This is so soothing to watch and listen to, Im going to watch it again so I could sleep well. Ohhhh God thats so goood. 46:56 the speaker seems to be inspired from the sneaker male, lol he talks about his glory, lmao, he"s the biggest loser, can"t even fight for his female.??.
18, 645 people follow this Facebook is showing information to help you better understand the purpose of a Page. See actions taken by the people who manage and post content. Page created - July 23, 2019 It looks like you may be having problems playing this video. If so, please try restarting your browser. Close We tested Kristen Stewart on her Overwater/Underwater facts. How many did you get right? Get # Underwater only on Digital & Blu-ray: It looks like you may be having problems playing this video. Close Great movie. I really enjoyed this movie and will be purchasing it. It"s also a great family movie.... No sex scene"s. Action starts within the first few minutes. See More This movie from the first 10 mins was absolutely gripping!! I highly recommend y’all check it out if... you want a high paced thrilling and terrifying film to watch. See More Good movie get some popcorn and sit back and enjoy. Great deep sea creature / isolation movie. Perf... ect for the time we’re in now. See More Underwater | Now Playing in Theaters! Underwater | Now Playing in Theaters! Underwater | On Digital & Blu-ray.
HI PEETAH. “Im making a cake under water, can you believe that?”. Damn I came to the comments to cheat and see what it is so I didnt have to watch the whole thing but Im too early Edit: In case anybody else came down here to do that Its believed to be an eel.
Something went wrong, but don’t fret — let’s give it another shot. Underwater | 20th Century Studios | Official Site A crew of underwater researchers must scramble to safety after an earthquake devastates their deep-sea laboratory. But the crew has more than the ocean’s depths to fear. Genres Action / Drama / Thriller/Suspense Directed By William Eubank Written By Brian Duffield, Adam Cozad Produced By Peter Chernin, p. g. a., Jenno Topping, p. a., Tonia Davis, p. a., Kevin Halloran Cast Kristen Stewart, Vincent Cassel, Jessica Henwick, John Gallagher, Jr., Mamoudou Athie, Gunner Wright, and T. J. Miller.
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